Quicknode Earn Documentation
Learn how Quicknode Earn spreads your USDC across the highest-yielding curated Morpho vaults and moves it as rates change. Guides on vaults, rebalancing, fees, bridging and the public API.
Quicknode Earn is a non-custodial USDC yield optimizer. It spreads your USDC across Morpho vaults that Earn has approved, on Ethereum, Optimism, Unichain, Polygon, Monad, Base, and Arbitrum, and moves it as rates change. The vaults mint their shares to your own wallet, not to Earn.
Every five minutes Earn checks the vaults and moves your USDC when a better vault clears the Rebalance gap and confirmation window you set. It also exits a vault on the next check, whatever the gap, if you hide it or the vault falls below your Auto-exit vault size or Minimum withdrawable liquidity. See Rebalancing.
The minimum strategy size is 250 USDC on Optimism, Unichain, and Monad, 500 USDC on Base, Polygon, and Arbitrum, and 5,000 USDC on Ethereum.
The fee is the gas cost of each move times a per-chain factor of 1.1x to 5x, never a share of your yield. See Fees and gas. APY is variable and comes from vault share price only, so it excludes Morpho token rewards. See Rewards.